What Your Account Conditions Cover
These Terms & Conditions apply when you create an account, verify your phone and use the account area connected to DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. We may compare the account name, phone details and payment reference before accepting a transaction record,
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and we can pause an account when details conflict or a legal request requires it. The same conditions apply whether you use a phone browser or a computer. Access depends on local law and is available only where local law permits. If you are in Semarang
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or elsewhere in Indonesia, the governing access position remains the same. You are responsible for keeping your login details private, checking each payment reference before submission and reading any amended clause shown on the policy page. Continuing after an amendment means you accept the updated wording;
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if you disagree, contact us before using the account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.